PRIVACY POLICY NOTICE

 FACTS    

WHAT DOES GIRARD NATIONAL BANK
DO WITH YOUR PERSONAL INFORMATION?

  
Why?   

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

  
What?   

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Credit history and payment history
  • Transaction history and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

  
How?   

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Girard National Bank chooses to share; and whether you can limit this sharing.

  
Reasons we can share your personal information Does Girard National Bank Share? Can you limit this sharing?

For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No

For our marketing purposes
to offer our products and services to you

Yes No

For joint marketing with other financial companies

No We don't share

For our affiliates' everyday business purposes
information about your transactions and experiences

No We don't share

For our affiliates' everyday business purposes
information about your creditworthiness

No We don't share

For nonaffiliates to market to you

No We don't share
  

Questions?

Call 620-724-8223


Who we are
Who is providing this notice? Girard National Bank
  
What we do
How does Girard National Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Girard National Bank collect my personal information? We collect your personal information, for example, when you
  • open an account or apply for a loan
  • use your debit card or provide account information
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Girard National Bank does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Girard National Bank does not share with non-affiliates.
Joint marketing formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Girard National Bank does not have any formal agreements to market jointly with nonaffiliated financial companies.
Other important information
If you have further questions regarding our sharing and collection of information, please contact Girard National Bank at 620-724-8223.

The Girard National BankFDIC

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